Offer MG Australia

A new fraud monitoring service provided by Vigil, MyState’s Fraud Service, to enhance our detection capabilities when suspicious real-time payments occur. Get better visibility with the Ubank app, so you can money better and reach your goals. We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past, present, and emerging. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which QBANK operates and where our team members reside. A cash account for self-managed super fund trustees to manage your cash.

Tasmania JackJumpers Junior League Team Player of the Week presented by MyState Bank

Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you. 2 You can only open one account held in either your name only, or in joint names, that will be eligible for the bonus rate. Any additional accounts opened will receive the base rate. Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. This type of savings account is designed specifically for young savers (e.g. those under 18) in order to help them save money.

Make the most of your savings with our high interest term deposit account, rewarding you with higher interest if you deposit more than $5,000. Set up recurring transfers from your transaction account on paydays to automatically split your savings across your goals. If your savings are more than $250,000, it may be wise to consider splitting your savings across different ADIs. The Australian Prudential Regulation Authority (APRA) lists all ADIs that are covered by the Financial Claims Scheme. In other words, you’re able to earn interest on whatever the current balance is in your savings account, even if part of that balance comes from the interest previously paid by the financial institution. The scheme aims to return deposits to account holders within seven days of activation of the FCS.

Savings calculator

The grace period is a period of seven days starting on the day after the maturity date in which you can choose to withdraw some or all of the value of your term deposit, change the term and/or top up your term deposit. Enjoy flexibility with your savings while still earning interest. Receive the fixed bonus margin for the first four months on your first new account for balances up to $20m. If you think you’ll need quick access to your money, then compare our savings accounts now.

The table below shows savings accounts with a conditional bonus rate on Canstar’s database, with rates based on a deposit of $10,000. The welcome rate offer shown on our website changes from time to time. Customers may receive different welcome rates depending on when they apply for their account. Once you’ve opened your first savings account, your welcome rate can be found by logging into Macquarie Online Banking or the Macquarie Mobile Banking app.

• Check with the provider to confirm what conditions may apply.
• Term deposits are a type of savings account that lets you invest funds for a specific term at a fixed interest rate.
• A term deposit is a type of savings account with a known interest rate over a fixed period of time.
• Information, including any rates, are current as at 25 July 2025 and are subject to change.

Withdrawal

This calculator is provided for illustrative purposes only and does not constitute a quote. Information provided by the calculator is subject to the accuracy of the information provided by you. This calculator has been set to a maximum deposit of $4,999,999. Choosing the right interest payment frequency is important.

You can usually access your funds in a savings account at any time. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early. An ANZ Advance Notice Term Deposit has a 31 day notice period. Refer to the ANZ Saving and Transaction Products Terms and Conditions (PDF 746kB) for further details.

While waiting for the physical card to arrive, you can use your Digital Card in the Westpac App. You can add it to your Apple Pay, Google Pay™, or Samsung Pay™ digital wallets. Another common feature to a high interest savings account is the opportunity to earn compound interest. Compound interest allows you to earn interest on the interest you’ve already earned and is calculated as a percentage of the total balance in your savings account. If you already hold a Macquarie Transaction Account, you will not need to open another transaction account to open a Macquarie Savings Account.

The information set out above is general in nature and has been prepared without taking into account your objectives financial situation or needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances. There are usually a few options you can take when your term deposit matures.

You can apply for a Macquarie Savings Account from either the Macquarie Mobile Banking app, or Macquarie Online Banking. pokies for real money Interest is credited to your Account monthly at the end of a calendar month and on the day that the Account is closed. There is no interest paid on deposits in Macquarie Offset Accounts. The Daily Closing Balance is the credit balance of your Account at the end of a day.